International Journal of Accounting Research

Department of Accounting and Finance, Raya University, Tigray, Ethiopia

Publications

• Review Article   
  Determinants of Loan Repayment Performance of Smallholder Farmers: Empirical Evidence from Southern Zone of Tigray, Ethiopia
  Author(s): Hailekiros Nigus Adhana*, Hadush Redae Kahisu and Salih Suleman Fetiwi
  
  This study sought to examine the determinants of smallholder farmers’ loan repayment performance in southern Tigray using binomial logistic regression analysis. Both quantitative and qualitative data were collected from a crosssection of 362 randomly selected smallholder farmers, from which 17.40% of them were found to be defaulters while the remaining 82.60% were non-defaulters. In this explanatory study, loan repayment performance was modeled as a function of age, gender, marital status, education level, number of dependents, distance to microfinance, saving behavior, loan reputation, loan timeliness, loan size, loan diversion tendency, training, other loans, repayment period suitability, and perception on prevalent political instability. Out of the fifteen variables used in the analysis only eight variables; namely, the number of dependents in household, saving behavior, loan.. View more»
  

  DOI: 10.35248/2472-114X.24.12.376

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